Terms of Service

Last updated: April 6, 2026

Acceptance of Terms

These Terms of Service govern your use of SubTrack HK and its services. By accessing and using our website, you agree to be bound by these terms and all applicable laws and regulations. We reserve the right to modify these terms at any time, and your continued use of our services constitutes acceptance of any changes. If you do not agree with any part of these terms, you must discontinue your use of our services immediately. We are committed to providing transparent, educational resources about subscription management and recurring payment awareness for Hong Kong consumers.

User Obligations

When using our services, you agree to provide accurate and complete information and maintain the confidentiality of any account information you may create. You are responsible for all activities that occur under your account and agree to notify us immediately of any unauthorized access or use. You must not use our services for any unlawful purposes or in violation of any applicable laws or regulations. We expect users to respect intellectual property rights, avoid harassment or abuse, and use our platform responsibly. Your use of our educational materials and audit tools must be for personal, non-commercial purposes unless otherwise authorized in writing.

Intellectual Property Rights

All content on our website, including text, graphics, logos, images, and software, is the property of our organization or our content suppliers and is protected by international copyright laws. You are granted a limited, non-exclusive, non-transferable license to access and view our content for personal, educational purposes only. You may not reproduce, distribute, modify, or transmit any content without our prior written permission. We provide subscription audit education and recurring payment awareness information for Hong Kong consumers to help them manage their finances responsibly. All materials related to subscription comparison, cancellation guidance, and quarterly review practices remain our intellectual property.

Limitation of Liability

Our services are provided on an “as is” basis without warranties of any kind, either expressed or implied. We do not guarantee the accuracy, completeness, or reliability of any information on our website. We shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our services. To the maximum extent permitted by law, our total liability to you shall not exceed the amount paid by you for our services, if any. We provide educational content about subscription management and forgotten subscription cancellation reminders as general guidance only. Individual financial circumstances vary, and we recommend users conduct their own analysis or consult financial advisors for specific situations.

Termination of Services

We reserve the right to terminate or suspend your access to our services at any time, for any reason, with or without notice. Causes for termination may include violation of these terms, unauthorized access attempts, or use of our services for illegal purposes. Upon termination, your right to use our services ceases immediately, and any content you have created or shared may be removed. We may also terminate our services entirely at any time. Your access to educational resources about mobile and broadband plan comparison, quarterly recurring charge reviews, and subscription audit practices may be affected by termination. We will make reasonable efforts to provide notice of service discontinuation to allow you to preserve any important information.